We’ve got your back
Our credit union and banking law attorneys have substantial experience involving federal and state law governing consumer banking transactions, including in particular deposit-side services.
We provide interpretation and guidance on the intertwining and growing maze of federal regulations and state statutes affecting financial institution operations. This includes:
- Gramm-Leach-Bliley Act
- Federal Credit Union Act
- Right to Financial Privacy Act
- North Carolina Financial Privacy Act
- Uniform Fiduciaries Act
- North Carolina Powers of Attorney Law
- Uniform Commercial Code
- Fair Credit Reporting Act
- Freedom of Information Act
- Truth in Lending Act
- Truth in Savings Act
- Electronic Funds Transfer Act
- Bank Secrecy Act
- Garn-St. Germain Depository Institutions Act
Service that goes beyond
In addition, we bring our experience to bear in resolving litigation ranging from subpoena compliance, adverse claims and check fraud claims to class actions. And we provide clients with advice regarding customer disputes so that they can make timely decisions.
Our Credit Union and Banking Law Attorneys
David S. Coats
David Coats is the firm’s co-managing partner and senior litigation partner. In 2023, (as well as in 2019, 2020, 2021, and 2022), North Carolina Super Lawyers named David as one of the Top 100 Lawyers in North Carolina. They also named him in 2023 (and in 2021 and 2022) as one of the Top 25 Lawyers in Raleigh.
John "J.T." Crook is an attorney in the firm’s litigation section, regularly representing businesses, financial institutions, municipal police departments, insurance companies and their insureds in a variety of civil litigation matters.
Robert H. Merritt, Jr.
Robert H. Merritt, Jr. (“Robin”) merged his practice with the firm in 2003. He has practiced law in Raleigh, N.C. for over 40 years and concentrates his practice on tax controversies, business acquisitions and divestitures, real estate, commercial litigation and banking law.