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Our credit union and banking law attorneys have substantial experience involving federal and state law governing consumer banking transactions, including in particular deposit-side services.

We provide interpretation and guidance on the intertwining and growing maze of federal regulations and state statutes affecting financial institution operations. This includes:

  • Gramm-Leach-Bliley Act
  • Federal Credit Union Act
  • Right to Financial Privacy Act
  • North Carolina Financial Privacy Act
  • Uniform Fiduciaries Act
  • North Carolina Powers of Attorney Law
  • Uniform Commercial Code
  • Fair Credit Reporting Act
  • Freedom of Information Act
  • Truth in Lending Act
  • Truth in Savings Act
  • Electronic Funds Transfer Act
  • Bank Secrecy Act
  • Garn-St. Germain Depository Institutions Act

Service that goes beyond

In addition, we bring our experience to bear in resolving litigation ranging from subpoena compliance, adverse claims and check fraud claims to class actions. And we provide clients with advice regarding customer disputes so that they can make timely decisions.

Our Credit Union and Banking Law Attorneys

David S. Coats

Co-Managing Partner

David Coats is the firm’s co-managing partner and senior litigation partner. North Carolina Super Lawyers named David as one of the Top 100 Lawyers in North Carolina in 2024, as well as in 2019, 2020, 2021, 2022, and 2023.

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J.T. Crook

Partner

John "J.T." Crook is an attorney in the firm’s litigation section, regularly representing businesses, financial institutions, municipal police departments, insurance companies and their insureds in a variety of civil litigation matters.

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Robert H. Merritt, Jr.

Co-Managing Partner

Robert H. Merritt, Jr. (“Robin”) merged his practice with the firm in 2003. He has practiced law in Raleigh, N.C. for over 40 years and concentrates his practice on tax controversies, business acquisitions and divestitures, real estate, commercial litigation and banking law.

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